Kristal Gardner


Kristal was born in St. Kitts to a Kittitian mother and Antiguan father. She followed in her father footsteps in the accounting profession and received her BA in Accounting from the University of the Virgin Islands, St.Thomas USVI in 2004. Kristal further pursued a Masters of Accounting from Bowling Green State University in Bowling Green, Ohio and graduated with a Masters in Accounting in 2005.

After graduation, Kristal joined the audit practice at KPMG, LLP in Detroit, Michigan where she remained until she returned home to St. Kitts in 2009. She is currently a senior auditor at Pannell Kerr Forster and has over 10 years of experience in auditing.

Kristal is also a member of the Rotary Club of Liamuiga where she serves as a Director and as the Chair of Club Administration.

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More About Us

Chair Message

I am honored to be the newest chair for the ACF, and privileged with the responsibility myself and the other ACF councilors have taken on as a board with respect to the goals, purpose and effective functioning of the foundation.

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